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Uninsured
? Underinsured ? Medicare Problems ?
This FREE card provides you with the deepest discounts available on all
of your prescription costs!
FREQUENTLY ASKED
QUESTIONS
Here
are some of the frequently asked questions about the Ideal Health Discount
Prescription Card program.
If you any other questions, please email us at: info@idealhealth.us
Do
I have to pre-register the card before using it?
No, cardholders
simply take the card to a participating pharmacy. The pharmacist can register
them at that time.
How
many pharmacies are in the network?
There are over 59,000 pharmacies in the network. This includes all major
pharmacy chains and many independents in all 50 states.
How
does a cardholder determine which pharmacies participate in the network?
There is a list of participating pharmacies on this website and you can
search for the pharmacies in your area by just clicking on the Pharmacy
Locator menu button. Locating a pharmacy is simple as virtually every
major chain, and many independents, are in the network.
Does
a cardholder need more than one card for his or her family?
No. A cardholder can use one card for his or her entire family, however,
you can print any number of individual cards by going to the Print Free
Card menu button above.
Is
the discount prescription card the equivalent of insurance?
No. The U.S. Pharmacy Card is not insurance, nor is it intended to replace
insurance. A cardholder that is covered by health insurance will probably
receive the greatest benefit by using his or her health insurance prescription
card - but it does pay to compare cards.
Can
a health insurance prescription card be used at the same time with the
U.S. Pharmacy Card?
No. Only one card can be used when filling a prescription. However, if
a prescription is not covered under a particular plan, then someone may
go to a participating network pharmacy and use the U.S. Pharmacy Card
to obtain a discount.
Are
some drugs covered under the U.S. Pharmacy Card that other prescription
plans do not cover?
Yes, occasionally. In the event that a health insurance prescription plan
does not provide a discount for a particular drug it is likely that our
card will provide a discount for that drug, as over 60,000 formularies
are included in our discount prescription card.
How
much does a cardholder save using the U.S. Pharmacy Card?
A cardholder can save up to 65% on an individual prescription. Annual
savings generally range up to 40% although individuals and families may
save more depending on the medications purchased. Remember that an entire
family can use the card. Our cardholders saved an average of 39.5% in
2009!
Are
there limits on usage?
No. A cardholder and his or her family may use the card as often as needed.
Family members include all dependents, including grandchildren.
Is
there an expiration date for the card?
No.
There
is no termination date for the card. Does everyone qualify to use the
card?
Yes. There are no restrictions, and anyone over the age of 18 may use
the card. This does not prevent a parent or guardian from obtaining discounts
on prescriptions for their dependents who are under the age of 18 years.
If
I have a health insurance plan with a prescription card, can I use your
card if the prescription is cheaper using your card?
Yes, however, unless the cardholder has not yet reached his or her annual
insurance deductible, it is most likely that he or she will want to use
the insurance benefits. If the cardholder does use our card instead of
his or her prescription card, then the cardholder will most likely need
to send a copy of the receipt to the insurance company to ensure that
the amount paid is applied to the annual deductible. If the cardholder
registers our card with his or her pharmacy, and it is the same pharmacy
that his or her health prescription plan is registered - the cardholder
will have to indicate which plan is being used for future prescription
purchases.
What
if the cardholder has a high deductible health insurance plan?
The cardholder may use our card to save on prescriptions until he or she
reaches the deductible amount. Remember, as noted above, the cardholder
may need to submit receipts to the insurance company.
What
if the cardholder is a Medicare Part D participant?
Medicare Part
D participants are usually age 65 and over. There is a hole in participant
coverage that is called the "donut hole," and Medicare participants can
pay up to $1,200 per year out of pocket. Our card can help participants
in the "donut" phase save on their prescriptions if they don't have supplemental
coverage.
CLICK
HERE TO PRINT YOUR FREE PERSONALIZED IDEAL HEALTH Rx CARD
HOME
The
Ideal Health U.S. Pharmacy Card is NOT INSURANCE AND NOT INTENDED TO REPLACE
INSURANCE.
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